The single workspace for cross-border trade — from first match to final settlement
TFL connects importers, exporters, banks, insurers, and logistics providers on one platform, with an explainable matching engine, real compliance screening, and a transparent ledger for every dollar that moves — replacing the email threads, spreadsheets, and blind trust that cross-border trade still runs on today.
Cross-border trade shouldn't run on email and trust
A single trade transaction touches compliance, financing, insurance, logistics, and settlement — usually across five or six organizations, none of whom can see the same information at the same time. That gap is where deals stall, financing gets duplicated or missed, and risk goes unpriced until it's too late. TFL replaces that gap with one shared, auditable workspace.
Explainable matching
Every counterparty match is scored against your declared requirements — capabilities, countries, currencies — with the reasoning shown, not hidden behind a black-box algorithm.
Compliance & risk built in
Sanctions, PEP, and adverse-media screening run on every organization and transaction, with a transparent 0-100 risk score behind every approval decision.
One provider marketplace
Financing, insurance, logistics, custody, payment, and FX providers coordinate directly on the transaction — requested, tracked, and fulfilled in one place instead of scattered inboxes.
A real settlement ledger
Escrow funding, FX execution, and disbursement are recorded as an honest, append-only ledger visible to the transaction's own parties — not a black-box balance.
Whichever side of the transaction you're on, TFL is built for you
Every organization type onboards the same way — declare who you are, get verified, and start participating in transactions that match your profile.
Importers
- Source KYB-screened exporters through an explainable match, instead of cold outreach on unverified counterparties.
- Request and track financing, insurance, and logistics from the transaction itself — no separate broker relationships to manage.
- Follow a defined 25-state transaction lifecycle, so you always know exactly what's blocking a deal and whose turn it is to act.
- Show funders and auditors a real audit trail of every compliance decision, not just assurances.
Exporters
- Get discovered by declaring your product categories and countries served — qualified demand comes to you.
- Every opportunity you receive comes from an importer that's already passed compliance and risk screening.
- See the same transaction status, documents, and settlement ledger as your counterparty — no information asymmetry.
- Get paid through a transparent, tracked settlement flow instead of waiting on unverifiable wire instructions.
Banks & financial institutions
- Plug into live transaction demand for financing, payment, FX, or custody through one provider marketplace — no per-deal integration.
- Declare your capabilities, countries, and currencies once, and get matched only against transactions that fit your mandate.
- Integrate straight-through with org-scoped API keys and HMAC-signed webhooks — build against a stable API, not a portal.
- Every escrow funding, FX execution, and disbursement you perform is recorded on a shared, append-only ledger both parties can see.
Insurance & logistics providers
- Receive structured, standardized requests for cargo insurance, trade credit, freight, or customs coordination — not one-off broker emails.
- Quote and fulfill directly on the transaction, visible to both the importer and exporter in real time.
- Build a track record inside the platform that strengthens your future matches, instead of starting from zero with every new lead.
- Get discovered through the same compliance-screened provider marketplace financial institutions use — one profile, every transaction type you support.
From onboarding to settlement, in one platform
Onboard your organization
Tell TFL who you are and what you do — importer, exporter, bank, insurer, logistics or financing provider. Your profile goes through KYB/KYC and sanctions screening before you're approved.
Get discovered or find a counterparty
Exporters and providers declare capabilities, countries, and currencies. Importers create a transaction and run the matching engine to see explainable, ranked candidates — not a directory to cold-call.
Structure and approve the deal
The transaction moves through a defined lifecycle with a transparent risk score behind every step, and any compliance flag is resolved by a human reviewer — never auto-approved or auto-blocked silently.
Coordinate financing, insurance & logistics
Request and fulfill provider support directly from the transaction. Every party sees the same status — no separate email threads to reconcile.
Settle, with a record you can trust
Escrow, FX, and disbursement events post to an append-only settlement ledger visible to both counterparties — a real record of what moved, when, and why.
Built on oversight, not automation you can't see into
Trade finance runs on trust between parties who've never met. TFL earns that trust with process, not promises.
Screening on every organization
Sanctions, PEP, and adverse-media checks run at organization approval and again at transaction approval — a hit escalates a compliance case and blocks progress until a TFL compliance officer explicitly clears it.
Human-in-the-loop, always
Neither the compliance engine nor the advisory AI can approve, clear, or auto-apply anything. A person makes every material decision — the system's job is to surface evidence, not replace judgment.
Explainable risk, not a black box
Every transaction carries a 0-100 risk score built from six deterministic, disclosed factors — re-scored the moment a counterparty is selected — so you can see exactly why a deal is rated the way it is.
A durable audit trail
Every compliance decision, AI request, and settlement event is logged and retrievable — evidence you can hand to an auditor or a funder, not just a status label.
Bring your trade operations onto one platform
Onboarding takes a few minutes. Your organization is reviewed by a compliance officer before you're approved to transact.